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House Construction Site

Insurance Claim Resolution

Initial Loss Assessment & Scope

We attend the loss site quickly to document conditions and define the full extent of damage — the trusted foundation for accurate pricing and a fair settlement.

Rapid Site Inspection: Thorough on-site assessment and full photo documentation of every affected area.

Scope of Damage: A detailed, line-by-line scope separating repairable items from total losses.

Coverage Alignment: Scope mapped against policy wording in coordination with adjusters and experts.

Reconstruction Project Management

We oversee the rebuild from approval to completion — protecting timeline, budget, and quality until the property is restored to its pre-loss condition.

Contractor Coordination: Tendering, scheduling, and on-site oversight.

Progress Certification: Payments released against verified, completed work.

Repair & Reconstruction Estimating

Detailed Class A repair and rebuild estimates priced to current local market rates — accurate, complete, and defensible.

Market-Rate Pricing: Labour and materials at real-time regional costs.

Full Rebuild Scope: Structural, mechanical, and finishing works captured in full.

Emergency Response & Mitigation

Fast action limits further damage. We scope and cost emergency make-safe measures so urgent work can proceed without compromising the claim.

Immediate Make-Safe: Pricing for emergency stabilization and protection.

Mitigation Tracking: Emergency costs documented and substantiated.

Claim Documentation & Reporting

Clear, well-organized reports that give insurers and policyholders confidence and move claims toward a fair, timely settlement.

Milestone Reporting: Concise updates at every stage of the claim.

Defensible Backup: Photos, measurements, and pricing that withstand review.

Settlement & Dispute Support

When a claim stalls or is disputed, our independent analysis and credible documentation help bring all parties to a fair resolution.

Independent Review: A neutral, evidence-based assessment of scope and value.

Expert Reporting: Documentation ready for appraisal, mediation, or litigation.

© 2026 Prime Cost Consulting Inc.
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